The myth that passion alone sustains a small business has long outlived its usefulness. Plenty of driven owners have closed shop not from lack of drive, but from cash drying up at the worst possible moment. Money in the bank isn’t just security; it’s flexibility, breathing room, and power. Staying liquid might sound like old-school advice in a world obsessed with growth hacks, but for smaller operations, cash flow still draws the line between survival and success. Ditch the Annual Fantasy for Monthly